Recommendation for Insurance to cover events held at my property

Denise W
Feb 9, 2025 8:06 AM
Joined Apr, 2024 2 posts

We rent our home and have just added an event space for 40 people on our property.  We currently have home insurance and require guests to pay for the insurance offered through Owner Rez, however we are thinking we may need enhanced liability and damage coverage policy for rentals that will be using our event space.  Does Owner Rez offer or recommend anything like that? 

Dan K
Feb 9, 2025 4:52 PM
Joined Jan, 2025 25 posts

We rent our home and have just added an event space for 40 people on our property.  We currently have home insurance and require guests to pay for the insurance offered through Owner Rez, however we are thinking we may need enhanced liability and damage coverage policy for rentals that will be using our event space.  Does Owner Rez offer or recommend anything like that? 

by Denise W – Feb 9, 2025 1:06 PM (UTC)

Denise, When I was browsing I did see that OR has a Native policy through Rental Guardian, as well as a few others. 

https://www.ownerrez.com/support/articles/rental-guardian

Rex C
Feb 10, 2025 10:55 AM
OR Team Member Joined Aug, 2021 60 posts

RentalGuardian Damage Protection policies are for standard booking types, they exclude Event coverage so this would not work for Denise.

https://www.ownerrez.com/support/articles/damage-protection-common-issues-questions#common-exclusions

 

However, one of our other integrated insurance/protection partners may have an offering that works:

https://www.ownerrez.com/support/articles/integrations-overview#insurance

Denise W
Feb 10, 2025 3:16 PM
Joined Apr, 2024 2 posts

Are you referring to Safely?  When I visited their site it seemed like you need to have 10 rental properties.  Is that correct?